Finance
Loans, savings, salaries, VAT and budgeting.
20 tools
100% localVAT calculatorGo from net to gross price, or find the VAT contained in a displayed price.Open100% localDiscount calculatorFinal price after a discount, money saved, and stacked discounts.Open100% localLoan calculatorMonthly payment, total cost, interest paid and the full amortisation schedule.Open100% localBorrowing capacityHow much can you borrow on your income, under the 35% debt-to-income rule?Open100% localCompound interestProject how savings grow with regular contributions, year by year.Open100% localSimple interestNon-compounding interest on a capital, a duration and a rate.Open100% localSavings goalHow much to set aside each month to reach an amount by a given date?Open100% localTip calculatorTip, total and split between guests, rounding included.Open100% localSplit expensesWho owes what to whom after a weekend, a flatshare or a group trip.Open100% localSalary converterGo from an hourly rate to a monthly or yearly salary, and back.Open100% localGross to net salaryEstimate net pay from gross, using the contribution rate for your status.Open100% localMonthly budget 50/30/20Split your income between needs, wants and savings, and see where you stand.Open100% localInflation calculatorWhat an amount of money was worth, or will be worth, with inflation.Open100% localSubscription costAdd up every subscription and see the real annual total.Open100% localMargin and markupGross margin, margin rate, markup rate and multiplier.Open100% localReturn on investment (ROI)Net gain, ROI and annualised return on an investment.Open100% localFreelance day rateWhat day rate should you charge to reach the net income you want?Open100% localBreak-even pointHow many units must you sell to cover your fixed costs?OpenServer requestCurrency converterOfficial ECB exchange rates, updated every business day.Open100% localIBAN checkerCheck an IBAN before sending a transfer โ a typo shows up instantly.Open